# Portfolio exposure memo: river flooding

*Prepared for the property underwriting committee. Sample document: synthetic data.*

Exposure has grown fastest in the new riverside development near -27.47128, 153.01572, much of it inside the 1 percent AEP band.

The February 2025 flood rain event produced most flood claims along the river in Elmstead and Foundry Row; the November 2024 hail swath hit Ashby Green.

| Band | Action |
| --- | --- |
| 5 percent AEP | decline new residential |
| 1 percent AEP | minimum floor height 0.5 m |
| 0.2 percent AEP | price loading |

Check the levee condition near River gauge station 4 before renewal season.